Thinking long term but short on cash? Starting a Systematic Investment Plan (SIP) with just ₹200 might sound too small to matter—but think again. Select LIC Mutual Funds have shown that even tiny monthly contributions can grow into substantial gains, some clocking up to 33.9% return over three years!
Here are four LIC Mutual Funds where low-cost SIPs meet high-performance potential:
💼 LIC MF Infrastructure Fund
- Return (3 Years): 33.9%
- Expense Ratio: 0.53%
- Assets Under Management (AUM): ₹1,053.32 crore A solid bet on India’s booming infrastructure sector, this fund is ideal for long-term growth seekers.
🏥 LIC MF Healthcare Fund
- Return (3 Years): 22.3%
- Expense Ratio: 1.22%
- AUM: ₹87.70 crore Healthcare continues to shine as a defensive and high-growth industry—this fund lets you tap into that potential.
📊 LIC MF Large & Midcap Fund
- Return (3 Years): 21.43%
- Expense Ratio: 0.53%
- AUM: ₹3,169.03 crore A balanced strategy mixing large-cap stability with midcap momentum. Great for moderate risk-takers.
💰 LIC MF Value Fund
- Return (3 Years): 19.28%
- Expense Ratio: 0.96%
- AUM: ₹168.52 crore Focused on undervalued gems, this fund suits contrarian investors who seek smart bargains.
✅ Why Choose ₹200 SIPs?
- Start investing with minimal budget
- Gradually build your portfolio
- Reduced market timing stress
- Best for beginners and cautious investors
Why ₹200 SIPs Work
- Affordable entry point
- Risk-managed growth
- Suitable for long-term planning
Top LIC Mutual Funds
| Fund Name | 3-Year Return | Expense Ratio | AUM (₹ Crores) |
|---|---|---|---|
| LIC MF Infrastructure | 33.9% | 0.53% | 1,053.32 |
| LIC MF Healthcare | 22.3% | 1.22% | 87.70 |
| LIC MF Large & Midcap | 21.43% | 0.53% | 3,169.03 |
| LIC MF Value | 19.28% | 0.96% | 168.52 |
Start small, think big. With consistency and patience, even ₹200/month can become a wealth-building powerhouse.
